{"id":7824,"date":"2025-06-14T11:47:14","date_gmt":"2025-06-14T10:47:14","guid":{"rendered":"https:\/\/kriptodnevnik.com\/?p=7824"},"modified":"2025-06-14T11:47:14","modified_gmt":"2025-06-14T10:47:14","slug":"je-li-dosao-kraj-60-40-portfelju-kriptovalute-mijenjaju-pravila-igre-u-svijetu-ulaganja","status":"publish","type":"post","link":"https:\/\/sputnet.com.ng\/dnevnik\/2025\/06\/14\/je-li-dosao-kraj-60-40-portfelju-kriptovalute-mijenjaju-pravila-igre-u-svijetu-ulaganja\/","title":{"rendered":"Je li do\u0161ao kraj 60\/40 portfelju? Kriptovalute mijenjaju pravila igre u svijetu ulaganja"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Dugogodi\u0161nje pravilo u svijetu ulaganja \u2013 tzv. 60\/40 portfelj, gdje se 60% kapitala ula\u017ee u dionice, a 40% u obveznice \u2013 moglo bi uskoro postati stvar pro\u0161losti. Sve je vi\u0161e znakova da kriptovalute preuzimaju ulogu koju su nekada imale obveznice, i to ne samo me\u0111u malim ulaga\u010dima, ve\u0107 i u savjetni\u010dkim krugovima tradicionalnih financija.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Tu promjenu najjasnije je artikulirao Bill Barhydt, osniva\u010d i CEO kripto platforme <strong>Abra<\/strong>, koji smatra da je vrijeme za radikalni zaokret:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cAko i dalje imate nultu izlo\u017eenost prema kriptovalutama, sad je krajnji trenutak da to promijenite,\u201d rekao je Barhydt nedavno na konferenciji u Arlingtonu, Teksas.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Lo\u0161a godina za obveznice, odli\u010dna za bitcoin<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Barhydt ne govori napamet. <strong>Obveznice su u lo\u0161em stanju<\/strong>, i to ve\u0107 godinama. <strong>Bloombergov ameri\u010dki agregatni obvezni\u010dki indeks<\/strong> ostvario je samo <strong>1,25% prinosa u 2024.<\/strong>, dok je <strong>petogodi\u0161nji prosjek negativan<\/strong> \u2013 svega <strong>-0,05%<\/strong>. U isto vrijeme, <strong>Bitcoin i druge kriptovalute bilje\u017ee povijesne maksimume<\/strong>, a sve vi\u0161e savjetnika priznaje da ih klijenti jednostavno \u2013 tra\u017ee.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Barhydt, koji iza sebe ima nevjerojatno raznoliku karijeru (od CIA-e i NASA-e do Goldman Sachsa i Netscapea), godinama gradi Abru kao platformu za upravljanje kripto-imovinom. Krenuo je kao pionir u podru\u010dju kripto doznaka, no tr\u017ei\u0161te ga je, kako ka\u017ee, samo usmjerilo prema tome \u0161to klijenti uistinu \u017eele.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">I\u2019ll be speaking at the Vision Conference today.   <br><br>I\u2019ll be showing an audience of the leading RIAs in the country how to get their clients off zero. <br><br>The 60\/40 allocation is dead.<br><br>Abra now has the only viable solution for wealth advisors to offer clients a broad range of\u2026 <a href=\"https:\/\/t.co\/DSfl4JBHHR\">https:\/\/t.co\/DSfl4JBHHR<\/a><\/p>&mdash; Bill Barhydt (@billbar) <a href=\"https:\/\/x.com\/billbar\/status\/1932442592945274914?ref_src=twsrc%5Etfw\">June 10, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.x.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cKad slu\u0161ate tr\u017ei\u0161te, ono vam poka\u017ee gdje treba i\u0107i,\u201d ka\u017ee Barhydt.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Konferencija koja je pokazala promjenu sentimenta<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Na <strong>7. godi\u0161njoj Vision konferenciji<\/strong> u organizaciji <strong>Digital Assets Council of Financial Professionals (DACFP)<\/strong>, okupili su se stotine financijskih savjetnika. Prije samo nekoliko godina, kriptovalute su se na ovakvim skupovima do\u017eivljavale kao \u0161pekulativni hir. Danas? U sredi\u0161tu su pa\u017enje.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u010cak je i <strong>Ric Edelman<\/strong>, osniva\u010d DACFP-a i jedan od najpoznatijih financijskih savjetnika u SAD-u, javno proglasio kraj tradicionalnog portfelja:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cZaboravite 60\/40. Novi model je \u2013 dionice, kripto i eventualno malo obveznica,\u201d rekao je Edelman.<\/p>\n\n\n\n<figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\"><p lang=\"en\" dir=\"ltr\">\u201cEven conservative investors ought to have a 10% allocation to crypto-aggressive\u00a0investors as much as 40%,\u201d Digital Assets Council of Financial Professionals founder <a href=\"https:\/\/x.com\/ricedelman?ref_src=twsrc%5Etfw\">@ricedelman<\/a> says. <a href=\"https:\/\/t.co\/oL2dsmP0TP\">pic.twitter.com\/oL2dsmP0TP<\/a><\/p>&mdash; Yahoo Finance (@YahooFinance) <a href=\"https:\/\/x.com\/YahooFinance\/status\/1933549764747890997?ref_src=twsrc%5Etfw\">June 13, 2025<\/a><\/blockquote><script async src=\"https:\/\/platform.x.com\/widgets.js\" charset=\"utf-8\"><\/script>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Preporu\u010duje se <strong>izme\u0111u 70% i 100% portfelja ulo\u017eiti u dionice i kripto<\/strong>, dok bi <strong>obveznice \u010dinile najvi\u0161e 30%<\/strong>, a mogu\u0107e \u010dak i <strong>ni\u0161ta<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Abra \u017eeli biti partner financijskih savjetnika<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">U tom novom pejza\u017eu, Abra se \u017eeli pozicionirati kao klju\u010dni alat za financijske savjetnike koji tra\u017ee rje\u0161enja za ulaganje u kripto \u2013 od direktne kupnje, preko pozajmljivanja i stakinga, do prinosa na stablecoine.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u201cBitcoin predstavlja najve\u0107u ekonomsku priliku na\u0161eg \u017eivota,\u201d tvrdi Barhydt bez zadr\u0161ke.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dugogodi\u0161nje pravilo u svijetu ulaganja \u2013 tzv. 60\/40 portfelj, gdje se 60% kapitala ula\u017ee u dionice, a 40% u obveznice [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":7825,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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